APY — realized vs advertised
| Pool | Protocol | Advertised (current) | Advertised (7d avg) | Realized (7d) | Realized (30d) |
|---|---|---|---|---|---|
| Karpatkey USDC YieldV2 (Morpho Blue) | morpho-blue | 6.27% | 6.82% | 6.67% | 6.87% |
| Wintermute USDC Select (Morpho Blue) | morpho-blue | 0.00% | 0.00% | 4.98% | 5.04% |
Realized APY is what you actually earned (balance change net of deposits/withdrawals/gas). Advertised is the rate the protocol is publishing right now — often higher because it doesn't account for idle cash between rebalances.