APY — realized vs advertised
| Pool | Protocol | Advertised (current) | Advertised (7d avg) | Realized (7d) | Realized (30d) |
|---|---|---|---|---|---|
| Aave V3 EURC (Ethereum main) | aave-v3 | 2.38% | 2.34% | 11.04% | 2.80% |
| Aave V3 USDC (Ethereum main) | aave-v3 | 3.78% | 5.86% | 4.11% | 3.37% |
| Karpatkey USDC YieldV2 (Morpho Blue) | morpho-blue | 6.51% | 6.24% | 5.78% | 6.32% |
| Morpho Blue USDC/WBTC | morpho-blue | 4.50% | 4.49% | 4.49% | 3.58% |
| Morpho Blue USDC/cbBTC | morpho-blue | 4.50% | 4.49% | 4.50% | 3.54% |
Realized APY is what you actually earned (balance change net of deposits/withdrawals/gas). Advertised is the rate the protocol is publishing right now — often higher because it doesn't account for idle cash between rebalances.